FOR SALE BY OWNER
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3204 Karen Dr, Naples, FL 34112
3204 Karen Dr, Naples, FL 34112, Naples, FL 34112
$974,900
$332/sq ft
4 Beds
4.0 Baths
2,940 Sq Ft
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About This Property
Welcome to 3204 Karen Drive, a beautifully built 2023 duplex in Naples with no HOA. This versatile property offers two independent 2-bedroom, 2-bathroom residences, each with its own attached 2-car garage, private outdoor space, modern finishes, and open-concept living areas.
The property is currently arranged to support two different rental formats:
Unit 1 is maintained as a complete 2-bedroom, 2-bathroom residence and may be rented as an entire unit or occupied by the owner.
Unit 2 is currently configured for room-by-room rentals, with the two bedrooms rented separately and tenants sharing the common living, dining, kitchen, and outdoor areas.
This flexible setup provides several potential ownership strategies. An investor may rent Unit 1 as an entire residence while continuing to operate Unit 2 as a room-by-room rental. An owner-occupant may live comfortably in Unit 1 while generating income from the individual rooms in Unit 2. A future buyer may also choose a different rental or occupancy strategy based on personal needs, management preferences, and applicable regulations.
Each residence offers a spacious and functional floor plan with abundant natural light, contemporary kitchens, quality finishes, two full bathrooms, and generous garage and driveway parking. The newer construction provides the benefit of modern systems and lower-maintenance living compared with many older multifamily properties in the area.
Located just minutes from Downtown Naples, Naples Botanical Garden, shopping, dining, beaches, Gulf access, and everyday conveniences, the property combines income potential with a desirable Naples location.
Property highlights include:
• Built in 2023
• No HOA
• Duplex with two independent 2-bedroom, 2-bathroom residences
• Attached 2-car garage for each unit
• Private outdoor space for each residence
• Modern kitchens and quality finishes
• Open-concept floor plans with abundant natural light
• Unit 1 currently maintained as an entire residence
• Unit 2 currently arranged for room-by-room rentals
• Multiple options for investment, owner occupancy, house hacking, or multigenerational living
• Convenient access to major roads, restaurants, shopping, beaches, and Gulf access
Whether you are expanding your real estate portfolio, searching for a property that can help offset your housing expenses, or looking for flexible living arrangements, 3204 Karen Drive offers multiple possibilities that are difficult to find in today’s Naples market.
The property has been used as both a personal residence and a rental property. Rental income, occupancy, operating expenses, and permitted uses will vary depending on the buyer’s management strategy. Buyers should independently verify all rental regulations, licensing requirements, income projections, and property information as part of their due diligence.
Property Type
Multi Family
Year Built
2023
Lot Size
8,276 sqft
Heating
Other; Wall
Cooling
Central
Features & Amenities
Exterior & Outdoor
- Spa/Hot Tub
Interior Features
- Central
- Dryer
- Freezer
- Linoleum / Vinyl
- Microwave
- None
- Other
- Range / Oven
- Refrigerator
- Stucco
- Wall
- Washer
Kitchen & Appliances
- Dishwasher
Property Owner
PO
Property Owner
Property Owner
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Get Pre-Approved for Your Home Loan
Complete the form below to get pre-approved for your home loan. This will help you understand your budget and show sellers you're a serious buyer.
Mortgage Calculator
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Estimated Monthly Payment
$6,264
Payment Breakdown
Principal & Interest
$5,189
Property Tax
$975
Home Insurance
$100
HOA Fees
$0
Loan Amount
$779,920
Total Interest Paid
$1,088,058
Total Cost
$1,867,978